According to the National Council on Compensation Insurance, indemnity payments have risen over the period of 2002 to 2011. With continuing increases in workers’ compensation costs, companies are faced with developing creative strategies to reduce costs of work-related employee injuries.
One strategy to consider is a Transitional Work Program (TWP), designed to get injured employees back on the job at full duty as quickly as possible. The longer an injured employee stays out of the workplace, the more likely s/he is to develop the self perception of “disability.” Early return to work is critical for the benefit of the injured worker because there’s a 40% chance a worker will miss work for the entire year if the person misses four to 12 weeks of work.
When a company cannot place an injured worker in a modified duty job, there is another option: Transitional duty with a non-profit organization. Through this arrangement, a company “lends out” injured employees as volunteers in the local community.
Worker on Loan benefits everyone involved:
- Local non-profit organizations receive much needed assistance
- Employees continue to earn wages or receive benefits while recovering
- Employers obtain advanced return-to-work and generate goodwill in their community
- Overall claim costs can be reduced due to the expedited recovery
Do you have any safety communication success stories to share? We would like to hear your opinions. If you need assistance in placing an injured worker with a non-profit organization, contact your Sheakley UniComp Client Relations Manager, or call 888-743-2559 and you will be directed to the appropriate professional.