Categories: Benefits Management, Strategy & Industry Insights,
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Here’s What to Consider as You Approach Retirement

As life expectancy rates are increasing, and a wealth of information is available at your fingertips, it can be difficult to know where to start when it comes to planning your future in retirement. Adding a little structure and organization to the thought process can provide your clients with clarity and direction that allows them to Read More

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Individual 401k Contribution Limits Remain Unchanged for 2016

Wow, 2015 is flying by! Before you know it we’ll be heading into 2016. Keep an eye out as we’ll be sharing some helpful information to keep you informed moving into the new year. Recently, the IRS announced the 2016 limits that impact retirement and other benefit plans. These amounts have remained unchanged from the 2015 Read More

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Don’t wait until it’s too late…Review this checklist before year-end

If you’re a Plan Sponsor providing a 401(k) plan for your employees, make sure you check off these year-end items as you prepare for the new year. 1) Take Inventory: Review your plan documents file. Confirm that all of your modifications are properly recorded and signed, and return a signed copy to your TPA and/or Read More

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Which would you choose: health or wealth?

Everyone has a ranking system for the most important things in their lives. Where do you think most participants rank their 401(k) investments? In a recent nationwide survey commissioned by Schwab Retirement Plan Services, it was found that many people would consider their investments more important than their health. Of those surveyed, 73% would trade Read More

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New fiduciary changes coming, where are you focusing your attention?

With the proposed changes to the fiduciary proposal ahead, what should plan sponsors be focusing their attention toward? The Department of Labor’s proposed adjustment of the very definition of a fiduciary under the Employee Retirement Income Security Act (ERISA) will capture more services offered by IRA and 401(k) providers by altering the scope of those Read More

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Are You Aware of These 5 ‘Little’ Things that Can Have a ‘Big’ Impact on Your 401(k)?

Over the past 25 years, 401(k) plans have become the dominant retirement planning option for most US workers. As a small or medium-sized business owner, you’re probably aware of some of the major complications which can be associated with administering a plan. But what about those so-called “little” issues that can become major problems? According Read More

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Do Your Company Contribution Plans Stack Up?

When it comes to saving, we all know its’ importance. Wisely investing throughout our career can afford us a retirement with little financial worry. With defined contribution plans, employee’s benefits during retirement depend on the contributions made and the investment performance of the assets in his or her accounts. As an employer, are you providing Read More

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How Do Your Employees Feel About Retirement?

It goes without saying that we all know the importance of retirement and establishing financial security for the golden years. Even so, baby boomers approaching retirement are running into unexpected financial surprises including increasing costs of health care. This should be a lesson to our youth to save early and maximize investments. Charles Schwab recently Read More

Categories: Benefits Management, Human Resources, Payroll, Strategy & Industry Insights,
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A Look Into the Increased Demand for PEOs

Today’s job market is quickly and constantly changing. In order to stay competitive in recruiting and retaining quality employees, businesses must provide them with more than a decent salary and a few extra vacation days. In recent years, employers have started turning to professional employer organizations (PEOs) to help provide their employees with the benefits Read More

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The 401(k) Match is Making a Comeback – And With a Creative Twist

As witnessed in previous downturns in the economy, businesses suspended their matches in order to control their costs. With the most recent recession, as the economy continued to improve there was some uncertainty that employers would re-instate their matching contributions; however, studies have shown that a good percentage of 401(k) matches have been brought back. Read More