Categories: Human Resources, Policy & Regulation,
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ACA Individual Mandate Penalty Updates

The Obama Administration recently fixed an issue with the Affordable Care Act (ACA) individual mandate penalty. Under the law and regulation as originally written, those who purchased health insurance as individuals in the last 45 days of open enrollment could have been subject to paying part of the penalty due to the updated individual enrollment Read More

Categories: Human Resources, Strategy & Industry Insights,
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More Affordable Care Act (ACA) delays: out-of-pocket health care expenses cap

On Monday, Aug. 12, 2013 The New York Times reported, “The limit on out-of-pocket costs, including deductibles and co-payments, was not supposed to exceed $6,350 for an individual and $12,700 for a family. But under a little-noticed ruling, federal officials have granted a one-year grace period to some insurers, allowing them to set higher limits, Read More

Categories: Human Resources, Policy & Regulation,
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The Affordable Care Act (ACA) Timeline Is On Track

With the delay of the “pay or play” provision to January 1, 2015, there has been an increase in concern over what else is being delayed. The answer is that the core elements of ACA will take effect as planned, so employers need to be ready. October 1, 2013 still marks the beginning of open Read More

Categories: Human Resources, Payroll, Policy & Regulation,
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New Regulations Impact Financial Incentives in Employer Wellness Programs

Wellness programs can be an effective way to reduce healthcare costs and minimize employee absence due to illness. To encourage participation, many companies offer incentives for participation in company sponsored wellness programs. Final regulations under the Affordable Care Act (ACA) and the Health Insurance Portability and Accountability Act (HIPAA) concerning the wellness programs have recently Read More

Categories: Human Resources, Policy & Regulation,
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House Subcommittees Examine Impact of PPACA Mandate Delay

Two House subcommittees have conducted hearings to get a clearer picture of the effect the decision to delay implementation of certain provisions of the Patient Protection and Affordable Care Act (PPACA) is having on employers. The provisions, sometimes known as “pay-or-play,” are now set to take effect on Jan. 1, 2015, and will give organizations Read More

Categories: Human Resources, Policy & Regulation,
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ACA Exchange Coverage Notice Due October 1, 2013

Even though the Shared Responsibility provision in the Affordable Care Act (ACA) has been delayed, employers must still notify all employees about the availability of coverage options for the Exchanges, more commonly referred to as “the Marketplace.” All employers subject to the Fair Labor Standards Act must provide the notice to all employees by October Read More

Categories: Benefits Management, Human Resources, Policy & Regulation, Strategy & Industry Insights,
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DOMA Ruling on FMLA means It’s Time to Update Your Handbook

The Supreme Court ruled Section 3 of the Defense of Marriage Act (DOMA), which denied recognition of marital status to same-sex couples, is unconstitutional. In doing this, the Court increased the number of employees now entitled to leave under the Family and Medical Leave Act (FMLA). Employers must now review and update their FMLA leave Read More

Categories: Human Resources, Policy & Regulation, Strategy & Industry Insights,
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U.S. Supreme Court Rules in Favor of Employers

At a time when all the cards seem stacked against employers, the Supreme Court recently announced two favorable rulings for employers. One ruling more clearly defines “supervisor” in Title VII discrimination cases (Title VII prohibits employment discrimination based on race, color, religion, sex and national origin), while the other places more responsibility on employees claiming Read More

Categories: Human Resources, Policy & Regulation, Strategy & Industry Insights,
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Paid Sick Day Law Approved in New York City

New York City employers are reviewing their company policies and practices to ensure they meet the requirements of this new law because the New York City Council has voted to require employers to provide their workers with sick days. The legislation requires New York City private-sector employers, outside of the manufacturing industry, to provide paid Read More

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Shared Responsibility Provision Delayed Until 2015

The Shared Responsibility provision in the Patient Protection and Affordable Care Act (aka PPACA or Obamacare) has been delayed for one year. Originally slated to be effective January 1, 2014, this provision has been delayed for one year to allow time to simplify reporting systems while employers move toward making coverage affordable and accessible, according Read More